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43 free tools7 categoriesNo account neededWorks on your phone

Step-by-step guide

New to this tool? Read our full guide: How to Create a Payment Receipt — with screenshots-free, plain steps, tips and answers.

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These are the tools other websites put behind a paid plan or a sign-up wall. Here every one of them is completely free — no account, no watermark, no trial. Everything a small business needs, in one place.

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No accounts, no email walls. Open a tool and use it.

Files never leave your device

PDF and image tools run 100% in your browser.

Works on any phone

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Best AI & Business Tools — 100% Free

Plus free PDF tools and converters — no sign-up, files never leave your device. Every tool below is organized into sections and sub-sections — pick a section on the left, or search across all of them.

AI Background Remover

One click removes the background from any photo — full resolution, no watermark.

Choose your photo

No image chosen yet.

How to use it

  1. Choose a photo — people, products and pets work best.
  2. Tap “Remove background” and wait a few seconds.
  3. Download your transparent PNG, full size, no watermark.

More AI & image tools

AI Resume Builder

Fill in your details — a clean, professional resume builds itself. Download the PDF free.

Your details

Your resume


  

  
How to use it
  1. Type your details — the resume updates as you type.
  2. Check the wording in the preview.
  3. Download the PDF and send it with your application.

  
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Free Invoice Generator
Fill in the boxes — your invoice builds itself. Download it as a PDF when you're done.

  

    
Your details

      
      
      

      
      

        

        

      

      

    

    
Preview

  

  
How to use it
  1. Type your business name and your client's name.
  2. Add each job or product, with quantity and price.
  3. Download the PDF and send it to your client.

  
More invoice tools







  
  
Estimate / Quote Generator
Give your customer a clear price before the job starts — no surprises for anyone.

  

    
Your details

      
      
      

      
      

        

        

      

      

    

    
Preview

  

  
How to use it
  1. List every part of the job with its price.
  2. Check the total in the preview.
  3. Download and send it — when the client says yes, turn it into an invoice.

  
More invoice tools







  
  
Receipt Generator
Proof of payment your customer can keep — with a big, clear PAID stamp.

  

    
Your details

      
      
      

      
      

        

      

      

    

    
Preview

  

  
How to use it
  1. Write what the customer paid for.
  2. Check the total matches what you received.
  3. Download the PDF and hand it over — done.

  
More invoice tools




      
Receipt Generator — Free, No Sign-Up

      
Free receipt generator — create proof of payment with a clear PAID stamp. No sign-up, download as PDF.

      
How to use the Receipt Generator

      
    
        
  1. Fill in the boxes — your business and your customer's details.
    2. 
        
  2. Add line items with quantities and prices.
    3. 
        
  3. Check the live preview.
    4. 
        
  4. Download it as a PDF or print it — free, no sign-up.
    5. 
      

      
Frequently asked questions

        
Is it really free?

        
Yes. Every tool on AI & Business Tools is completely free — no sign-up, no trial limits, no watermark.

        
Are my files uploaded to a server?

        
No. Everything runs in your own web browser — your files never leave your device, and nothing you type is sent anywhere.

        
Does the receipt say PAID?

        
Yes — every receipt includes a big, clear PAID stamp.

      
Related free tools

      
    







  
  
Invoice Number Generator
Every invoice needs its own number. Set your style once — get the next number in one tap.

  

    
Your numbering style

      
      

      
Example: prefix “INV-”, number 1001, 4 digits → INV-1001.

    

    
Your next invoice number

      
INV-1001

      

    

  

  
How to use it
  1. Set your prefix and the number you want to start from.
  2. Tap “Copy number” and paste it into your invoice.
  3. Tap “Use it” — the next number is ready for next time.

  
More invoice tools







  
  
Late Payment Calculator
A client paid late? Work out a fair late fee in seconds.

  

    
The overdue invoice

      
      

      
Many businesses charge 1–2% per month. Check what your agreement or invoice terms say before adding a fee.

    

    
The fee

      
LATE FEE
$10.00

      
Original invoice$500.00

      
Total now owed$510.00

      
    

  

  
How to use it
  1. Type the invoice amount and how many days late it is.
  2. Add your monthly late-fee rate.
  3. Send a polite reminder with the new total.

  
More invoice tools







  
  
Profit Margin Calculator
What it costs you, what you sell it for — and what you actually keep.

  

    
Your numbers

      

    

    
Your result

      
Profit per sale$35.00
Profit margin46.7%
Markup87.5%
Healthy margin ✓

    

  

  
How to use it
  1. Type what one item or job costs you.
  2. Type what you charge for it.
  3. Aim for a margin of 30% or more — below 20%, raise the price or cut the cost.

  
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Hourly Rate Calculator
Start from the income you want — we'll work backwards to your hourly rate.

  

    
Your goal

      

      
“Billable” means hours a client pays for — not admin, quotes or travel.

    

    
Your rate

      
CHARGE AT LEAST
$46.15 / hour
Tip: add 20–30% on top for tax, holidays and quiet weeks.

    

  

  
How to use it
  1. Type the yearly income you want to take home.
  2. Add the hours per week clients actually pay for.
  3. Use the rate in your quotes — and don't go below it.

  
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Sales Tax Calculator
Add tax to a price — or find the price before tax. Works for VAT too.

  

    
Your numbers

      
      

    

    
Your result

      
Price before tax$100.00
Tax amount$8.00
Total with tax$108.00

    

  

  
How to use it
  1. Choose “add tax” or “take tax out”.
  2. Type the amount and your local tax rate.
  3. Use the total on your invoice or price tag.

  
More calculators







  
  
Markup Calculator
You know your cost and the markup you want — here's your selling price.

  

    
Your numbers

      

    

    
Your price

      
SELL AT
$80.00
Profit per sale$30.00
That equals a margin of37.5%

    

  

  
How to use it
  1. Type what the item or job costs you.
  2. Add the markup percentage you want.
  3. That's your selling price — simple.

  
More calculators







  
  
Labor Cost Calculator
An employee costs more than their wage — payroll taxes and benefits add up. See the real number.

  

    
The employee

      

      
      
20–30% is typical. This extra amount is often called the “burden”.

    

    
The true cost

      
True cost per hour$25.00
Cost per week$1,000.00
Cost per year$52,000.00
Wages alone would be$41,600.00 / yr

    

  

  
How to use it
  1. Type the hourly wage and weekly hours.
  2. Add the extra-cost percentage (start with 25% if unsure).
  3. Use the true hourly cost when you price jobs.

  
More calculators







  
  
Break-Even Calculator
The exact number of sales you need each month before you make any profit.

  

    
Your costs

      
      

    

    
Your break-even point

      
YOU BREAK EVEN AT
34 sales / month
Revenue needed$4,080.00
You keep per sale$75.00
That's about 2 jobs per working day. Every sale after #34 is profit (before tax).

    

  

  
How to use it
  1. Add up your fixed monthly costs.
  2. Type your price and what each sale costs you.
  3. That number of sales is your target — everything above it is profit.

  
More calculators







  
  
Business Proposal Generator
Answer a few questions and get a clean, ready-to-send proposal.

  

    
The project

      

      
      
      

      

    

    
Your proposal

  

  
How to use it
  1. Fill in the client, the work and the price.
  2. Read the proposal on the right — edit any box to change it.
  3. Download the PDF and send it to the client.

  
More templates







  
  
Work Order Generator
One clear sheet for every job — who, where, what and when.

  

    
The job

      

      

      
      
      
      

    

    
Your work order

  

  
How to use it
  1. Fill in the customer, address and the work.
  2. Assign it to a person or team.
  3. Download it and hand it to the team doing the job.

  
More templates







  
  
Payment Reminder Letter
The right words to get paid — friendly first, firmer if you need it.

  

    
The unpaid invoice

      

      

      

      

    

    
Your letter

  

  
How to use it
  1. Fill in the invoice details and pick a tone.
  2. Start friendly — most late payments are just forgotten.
  3. Copy the letter into an email, or download the PDF.

  
More templates







  
  
Service Agreement Template
Simple, plain-English terms that protect you and your client.

  

    
The agreement

      

      
      

      
      

      
A plain-language starting template — for large contracts, have a local lawyer check it.

    

    
Your agreement

  

  
How to use it
  1. Describe the service in plain words.
  2. Set the fee and when it gets paid.
  3. Download it — both sides sign and keep a copy.

  
More templates







  
  
Client Information Form
One tidy sheet with everything you need to know about a new client.

  

    
Client details

      

      

      
      
      
      

    

    
Client sheet

  

  
How to use it
  1. Fill it in while you talk to the new client.
  2. Add anything useful in Notes — access codes, preferences.
  3. Download the sheet, or keep the client in Customer Records.

  
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Customer Record Manager
Every customer's name, contact and notes — in one simple list.

  

    
Add a customer

      
      

      
    

    
Your customers 

      
No customers yet.
Add your first one on the left.

      
This list lives in this page while it's open. For records you need to keep, also save them in your own files.

    

  

  
How to use it
  1. Add each customer with a phone or email.
  2. Put anything useful in the note — preferences, access codes.
  3. Search your list any time from the Customers tool.

  
More management tools







  
  
Job Scheduling Calendar
Every job, in date order — so two jobs never land at the same time.

  

    
Book a job

      

      

      
    

    
Coming up

      
Nothing booked yet.
Add a job on the left.

      
Kept in this page while it's open — download your work orders to keep a paper copy.

    

  

  
How to use it
  1. Pick the date and time of the job.
  2. Add the customer and what the job is.
  3. Jobs line up in date order — today and tomorrow are marked.

  
More management tools







  
  
Expense Tracker
Log what the business spends — and see the total grow by category.

  

    
Add an expense

      
      

      
      
    

    
Your spending

      
Total spent$0.00

      
No expenses yet.
Add your first one on the left.

      
Kept in this page while it's open. Keep your receipts for taxes.

    

  

  
How to use it
  1. Write what you bought and what it cost.
  2. Pick a category — fuel, supplies, tools…
  3. The totals at the top show where the money goes.

  
More management tools







  
  
Mileage Tracker
Business trips add up to real tax deductions. Log them as you go.

  

    
Log a trip

      
      

      
      
Set this to your country's official rate — the US standard mileage rate is a common one. Change it any time.

      
    

    
Your trips

      
Total miles0
Deduction value$0.00

      
No trips logged yet.
Add your first trip on the left.

      
Kept in this page while it's open — copy your totals into your tax records.

    

  

  
How to use it
  1. After each business drive, log the miles.
  2. Write what the trip was for — tax offices love this.
  3. The deduction value updates itself at the top.

  
More management tools







  
  
Payment Tracking
One glance: money in, money owed, and who to chase.

  

    
Add a payment record

      

      

      
    

    
The money picture

      
Collected$0.00
Still owed$0.00

      
No records yet.
Add your first invoice on the left.

      
Kept in this page while it's open. Overdue someone? Send them a reminder letter.

    

  

  
How to use it
  1. Add every invoice you send, with its amount.
  2. Mark it Paid when the money lands.
  3. Anything Overdue gets a reminder letter — one tap below.

  
More management tools







  
  
Customer Follow-Up Reminders
“I'll call you next week” — written down, so it actually happens.

  

    
Add a reminder

      

      

      
    

    
Your reminders

      
No reminders yet.
Add your first one on the left.

      
Kept in this page while it's open. Overdue reminders are marked in red.

    

  

  
How to use it
  1. Whenever you promise a call back, add it here.
  2. Pick the date and how you'll reach them.
  3. Tick them off with the ✓ button when done.

  
More management tools







  
  
Edit PDF
Click any words already in your PDF and retype them — just like in Word. Your file never leaves your device.

  

    
1. Open your PDF

      
      
No file chosen yet.

      
      
The example is a small sample invoice. Open it, tap any line of words, and try changing it — that is exactly how your own PDF will work.

    

    
  


  

  
How to use it
  1. Open your PDF — or try the example document.
  2. Click the words you want to change and type the new ones.
  3. Download your edited PDF. Done.

  
More PDF tools







  
  
Merge PDF
Combine several PDF files into one — in the order you pick them.

  

    
Choose 2 or more PDFs

      
      
No files chosen yet.

      
    

    
  

  
How to use it
  1. Choose two or more PDF files, in order.
  2. Check the list shows them in the right order.
  3. Tap Merge — one combined PDF downloads.

  
More PDF tools







  
  
Split PDF
Keep only the pages you need and save them as a smaller, new PDF.

  

    
Choose your PDF

      
      
No file chosen yet.

      
    

    
  

  
How to use it
  1. Choose the PDF — the page count appears.
  2. Type the pages you want to keep.
  3. Download your new, smaller PDF.

  
More PDF tools







  
  
Compress PDF
Make a PDF file smaller so it fits an email limit or an upload box.

  

    
Choose your PDF

      
      
No file chosen yet.

      
    

    
  

  
How to use it
  1. Choose the PDF — its size appears.
  2. Pick Optimize for normal PDFs, Strong for scanned ones.
  3. Download the smaller file and check the saving.

  
More PDF tools







  
  
Rotate PDF
Scanned a page sideways? Turn every page the right way — permanently.

  

    
Choose your PDF

      
      
No file chosen yet.

      
    

    
  

  
How to use it
  1. Choose the PDF with sideways pages.
  2. Pick how far to turn them.
  3. Download the fixed PDF.

  
More PDF tools







  
  
Add Page Numbers
Stamp “Page 1, Page 2…” on a PDF — ready for printing or sharing.

  

    
Choose your PDF

      
      
No file chosen yet.

      
    

    
  

  
How to use it
  1. Choose the PDF.
  2. Pick where the numbers go and how they look.
  3. Download the numbered PDF.

  
More PDF tools







  
  
Image to PDF
Turn photos and pictures into one tidy PDF — arrange the pages in any order first.

  

    
Choose your images

      
      
No images chosen yet.

      
    

    
  

  
How to use it
  1. Choose two or more images (one works too).
  2. Arrange them with the ↑ ↓ buttons — that is the page order.
  3. Tap the button — one PDF downloads.

  
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PDF to Image
Save every page of a PDF as a picture — JPG or PNG, your choice.

  

    
Choose your PDF

      
      
No file chosen yet.

      
    

    
  

  
How to use it
  1. Choose the PDF — every page is converted.
  2. Pick JPG or PNG and a size.
  3. Tap each picture to download it.

  
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HEIC to JPG
iPhone photos come as HEIC files that many computers can't open. Turn them into JPGs that open anywhere.

  

    
Choose your HEIC photos

      
      
No files chosen yet.

      
    

    
  

  
How to use it
  1. Choose one or more HEIC photos.
  2. Tap Convert to JPG.
  3. Tap each JPG to download it.

  
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HEIC to PDF
Put iPhone HEIC photos into one PDF — handy for documents, IDs and receipts shot on an iPhone.

  

    
Choose your HEIC photos

      
      
No files chosen yet.

      
    

    
  

  
How to use it
  1. Choose your HEIC photos, in page order.
  2. Tap Make one PDF.
  3. One PDF downloads — send it anywhere.

  
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WebP to PNG
Websites save pictures as WebP — but many apps can't open them. Turn them into PNG files that open everywhere.

  

    
Choose your WebP pictures

      
      
No files chosen yet.

      
    

    
  

  
How to use it
  1. Choose one or more WebP pictures.
  2. Tap Convert to PNG.
  3. Tap each PNG to download it.

  
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WebP to JPG
Turn WebP pictures from the web into JPG files — the format every phone, computer and app can open.

  

    
Choose your WebP pictures

      
      
No files chosen yet.

      
    

    
  

  
How to use it
  1. Choose one or more WebP pictures.
  2. Tap Convert to JPG.
  3. Tap each JPG to download it.

  
More converters







  
  
PNG to JPG
PNG photos can be huge. Convert them to JPG and the same picture takes up far less space.

  

    
Choose your PNG pictures

      
      
No files chosen yet.

      
    

    
  

  
How to use it
  1. Choose one or more PNG pictures.
  2. Tap Convert to JPG.
  3. Tap each JPG to download it.

  
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JPG to PNG
Some apps and print tools ask for PNG. Convert your JPG or JPEG photos in one tap.

  

    
Choose your JPG photos

      
      
No files chosen yet.

      
    

    
  

  
How to use it
  1. Choose one or more JPG photos.
  2. Tap Convert to PNG.
  3. Tap each PNG to download it.

  
More converters







  
  
AVIF to JPG
AVIF is a new picture format many apps still can't open. Turn AVIF pictures into JPGs that work everywhere.

  

    
Choose your AVIF pictures

      
      
No files chosen yet.

      
    

    
  

  
How to use it
  1. Choose one or more AVIF pictures.
  2. Tap Convert to JPG.
  3. Tap each JPG to download it.

  
More converters







  
  
Image Compressor
Make a photo file smaller — for email, uploads, or an exact KB limit.

  

    
Choose your image

      
      
No image chosen yet.

      
    

    
  

  
How to use it
  1. Choose the photo.
  2. Set the quality — or type a target size in KB.
  3. Compress, check the saving, and download.

  
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Resize Image
Make a picture exactly the size you need — by pixels or by percent.

  

    
Choose your image

      
      
No image chosen yet.

      
    

    
  

  
How to use it
  1. Choose the picture — its current size appears.
  2. Type a new width or tap a percent.
  3. Resize and download your new picture.

  
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Image to Text (OCR)
Pull the words out of any photo or screenshot — free, no sign-up.

  

    
Choose your image

      
      
No image chosen yet.

      
    

    
  

  
How to use it
  1. Choose a photo or screenshot with words in it.
  2. Tap “Read the text” — it takes a few seconds.
  3. Copy the words, or download them as a text file.

  
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Done!